We have to buy raw materials upfront, but customers don’t pay for 30–90 days. How can invoice finance help?

Invoice finance unlocks up to 90% of your invoice value within 24 hours. That gives you the cash to pay suppliers immediately and keep production running without waiting for slow-paying customers.

Rising energy and wage costs are eating into our cash. How does invoice finance ease the pressure?

By advancing cash on invoices, invoice finance ensures you’ve always got working capital to cover overheads like energy bills and payroll — even before customers pay.

We sometimes turn down large orders because we can’t afford the upfront production costs. Can invoice finance fix this?

Yes. Because funding grows with your sales, invoice finance gives you the liquidity to take on bigger contracts, buy more raw materials, and increase production without overstretching your cashflow.

Our distributors and retailers often take 60+ days to pay. How do we stay liquid during that time?

Invoice finance smooths out long payment terms by releasing most of your invoice value right after you raise it, so your business isn’t left short.

Is invoice finance only for large manufacturers?

No. SME manufacturers use it every day. Whether you run a small production line or a multi-site operation, facilities can be tailored to your turnover.

Can invoice finance help us expand into new product lines or markets?

Yes. With steady cashflow, you’ll have the working capital to invest in R&D, hire staff, or scale production without waiting on customer payments.

Fuelling Growth: Invoice Finance for couriers

Unlock the power of cashflow with invoice finance

How couriers are empowered by invoice finance

Invoice finance for manufacturers

Keep your production lines moving with quick, flexible invoice finance.

Get Started Now

Invoice Finance made simple

Invoice finance is one of the easiest and most effective ways to get your working capital working harder for your business

Manufacturing is all about efficiency – keeping your production lines moving, meeting deadlines, and delivering quality goods. But while orders go out quickly, payments often don’t. Many manufacturers face 30, 60, or even 90-day waits for invoices to be settled.

That’s where invoice finance comes in, giving you fast access to the money you’ve already earned so your factory never skips a beat.

Manufacturing businesses rely on steady cashflow to keep operations running. But long customer payment terms, rising material costs, labour expenses and ongoing machinery maintenance can all create pressure—especially when cash is tied up in unpaid invoices.

Invoice Finance gives manufacturers faster access to the money they’re owed, helping maintain production, manage rising costs and support growth.

Cashflow Challenges you deal with every day

Long Payment Terms

Manufacturers often operate on 30–90 day terms, leaving significant capital locked in outstanding invoices while day-to-day costs continue.

Instead of waiting weeks to be paid, Invoice Finance releases up to 90% of the invoice value upfront—helping you stay fuelled, staffed, and ready for the next job.

Machinery Maintenance & Upgrades

Keeping equipment running safely and efficiently requires constant investment. Unexpected breakdowns or planned upgrades can strain cashflow.

Regular maintenance, emergency repairs, MOTs, tyres, and servicing become manageable when you’re not relying on slow-paying customers.

Rising Raw Material Costs

When supply costs increase, so does the pressure on working capital—especially if customer payments lag behind the pace of production.

Fast access to working capital helps bridge gaps in volatile markets, ensuring fuel and fleet bills are covered without stress.

Seasonal Demand & Large Contract Cycles

High-volume orders require funding for materials and production long before payment is received, creating peaks in cash requirements.

Busy periods stop being a financial strain. Invoice Finance helps smooth out spikes in activity so you can make the most of high-demand periods.

See the Difference

WHY CHOOSE US?

INDUSTRY EXPERTISE

We understand the cashflow pressures unique to hauliers and couriers—and we’ve built our service around them.

DEDICATED POINT OF CONTACT

You get a real person who knows your business—not a call centre, not generic support. Someone who actually picks up the phone.

SUPPORTS GROWTH, NOT JUST CASHFLOW

With steady working capital behind you, you can take on new routes, add vehicles, and grow without cash delays slowing you down.

FAQs

We had a great opportunity to take on extra routes, but the upfront fuel and driver costs were huge. Our customers don’t always pay quickly, so without invoice finance from Regency, we’d have had to turn it down

Sarah, Ops Manager, Haulage Firm,
North West

Large corporate clients always take their time paying, but our suppliers need cash upfront. Invoice finance bridges the gap, letting us buy materials immediately, keep production on schedule and meet deadlines.

Paul, Director, Metal Fabrication business,
Midlands

Invoice finance from Regency keeps our projects moving without dipping into reserves. It’s helped us take on bigger jobs with confidence, knowing the money we’ve earned is available when we need it for wages and materials