Why Non-Bank Lenders Are a Vital Support for Your Business

What Non-Bank Lenders Offer

Non-bank lenders are transforming how small businesses access finance. Unlike high street banks, these providers specialise in invoice financing, allowing you to unlock cash tied up in unpaid invoices. Rather than waiting 30, 60, or even 90 days for customers to pay, you can access funds upfront—often within days. This rapid cash injection can be crucial for covering payroll, purchasing new equipment, or seizing growth opportunities.

Why Choose Non-Bank Lenders?

High street banks can be slow, inflexible, and difficult to qualify for, particularly for small businesses. Non-bank lenders offer a more agile solution. They focus on the value of your invoices rather than solely your credit rating, making approval more straightforward. Many can release funds in as little as 24 hours. This speed and accessibility ensure your business runs smoothly, keeping you prepared for market demands.

Finding the Right Non-Bank Lender

The market is brimming with non-bank lenders offering invoice financing, each with unique terms, rates, and processes. Some focus on specific sectors, while others cater to businesses of all sizes. To choose the best fit, compare their funding speed, fees, and contract terms. Check online reviews or ask fellow business owners for recommendations to find a lender that suits your needs.

By partnering with a non-bank lender like Regency, you can eliminate the stress of delayed payments and maintain strong cash flow, freeing you to focus on growing and stabilising your business.

Whether you’re expanding, bridging a cashflow gap, or just need more flexibility, Get in touch with Regency Factors and find a solution built around your business.