Why More SMEs Are Choosing Regency: Funding That Works For Your Business
- Rachel Craft
- Nov 6
- 2 min read
In today’s economic climate, SMEs can’t afford to wait on late payments, inflexible banks, or funding partners that don’t truly understand their business. Cashflow needs to be reliable, responsive, and built around how you operate — not the other way around.
That’s where Regency stands apart.

For over 30 years, we’ve helped UK businesses turn unpaid invoices into the fuel that drives everyday operations and future growth. But our clients tell us it’s not just about the funding — it’s about the partnership.
Here’s what makes Regency a trusted choice for SMEs across the UK.
🔹 1. Fast Access to Your Cash
If you’ve invoiced for the work, you shouldn’t have to wait 30–90 days to get paid. Regency helps you unlock a significant percentage of your invoice value within as little as 24 hours.
This gives you the working capital to:
Pay suppliers on time
Meet payroll with confidence
Take on new contracts without cashflow anxiety
We don’t believe cashflow should hold you back from growth — it should enable it.
🔹 2. Flexible Funding That Grows with Your Business
Banks often restrict facilities or pull back funding when you need it most. Regency works differently. Our funding grows in line with your sales, meaning:
✅ More business = more available funding
✅ No need to renegotiate every time you scale
You’re not boxed in by rigid limits — your facility adapts to your success.
🤝 3. Personal, Human Support
Regency is proudly relationship-led. When you partner with us, you get a dedicated relationship manager, not a call centre or ticket hub. Someone who knows your business, understands your pressures, and can react quickly when you need support or flexibility. Our approach is simple:
If you’re calling us, it’s because you need something — so we act fast.
🚀4. A Partner That Helps You Grow
We don’t just provide funding — we support your goals. Whether you’re:
Expanding into new markets
Hiring and scaling your team
Managing seasonal peaks
Handling supply chain challenges
Regency works with you to keep cashflow smooth, manageable, and growth-ready.
We’re here to remove the barriers that stop SMEs from saying “yes” to new opportunities.
🚀Why businesses stay with Regency
Many clients come to us after difficult experiences with banks or larger funders — often feeling like a number instead of a valued customer.
They stay with Regency because they experience the opposite: A funding partner that’s flexible, supportive, and genuinely invested in their success.
📩 Get in touch for a no-obligation conversation.



